Free tool
What can you actually afford out here?
Income, debts, down payment, and the Long Island line items everyone forgets: town taxes and flood insurance.
Your numbers
Five inputs, honest output.
Flood zone?
Your ceiling
$0
Principal and interest
Property taxes
Insurance
Property taxes
Insurance
Demo tool: uses standard 31/43 debt-to-income caps and fictional town tax rates. Lenders differ; pre-approval is the real ceiling.
Budgets are math. Blocks are judgment.
Bring us the number this tool gave you and we’ll show you which towns, and which streets, it actually buys.