Water view, with footnotes.
The honest guide to buying near the water on either shore.
The line is two houses wide.
Flood zones on the South Shore don’t follow streets, they follow inches of elevation. Two houses that share a fence can carry wildly different insurance bills, which is why we pull the flood map before the second showing, not after attorney review.
Raised changes everything.
Since Sandy, the market splits into raised and not-raised. A raised house with current documentation borrows cheaper, insures cheaper, and resells faster. A not-raised house isn’t a mistake, but it should be priced like what it is.
Get the quote, not the estimate.
An actual flood insurance quote on the specific address, before you bid. It takes a day, it’s free, and it has saved our buyers from monthly payments that would have soured the whole house.
Want this mapped to your situation?
Twenty minutes with a broker who covers your town. No pitch, just the math.